Health insurance is mandatory for all students for the whole duration of their stay in Poland.
For more details and FAQ regarding the Polish Healthcare System visit this link.
Information for students with Polish citizenship or the Polish Card holders.
International students must have health insurance coverage while studying in Poland.
You need to have either of these documents to prove it:
- commercial health insurance
- contract or a confirmation from the Polish National Health Fund (in Polish: NFZ – Narodowy Fundusz Zdrowia)
- the European Health Insurance Card – EHIC (in polish: EKUZ – Europejska Karta Ubezpieczenia Zdrowotnego)
EU or EFTA Citizens
Your health isurance from your home-country is valid in Poland. You just need to apply for the European Health Insurance Card before you come to Warsaw.
When you arrive in Poland, you should choose a family doctor at a clinic that has a contract with the Polish National Health Fund (Narodowy Fundusz Zdrowia – NFZ). You will be entitled to free health services, but this does not include preventive health care (e.g. vaccinations). You should complete the required vaccinations before arriving in Poland.
Follow this link to find out more about treatment of EU/EFTA Citizens
Non-EU Citizens
Commercial health insurance
1. If you apply for D- type national visa or C-type Schengen Visa , you must purchase adequate health insurance.
It is medical travel insurance whose coverage amounts to not less than EUR 30,000, and covering all expenses that may arise in connection with the need to return for medical reasons, a medical emergency, urgent hospitalisation or death, or medical insurance within the meaning of Polish regulations on health care benefits financed out of public funds.
Information about this insurance can be found on the consulate’s website in the visa requirements section.
If the health insurance policy is in another language than Polish or English, a sworn translation of this document must be provided.
2. Similar insurance can be obtained by those applying for a Temporary Residence Permit.
Information of the Minister of Foreign Affairs of Poland about the insurers and the insurances that they offer, which meet the necessary conditions.
Insurance in the Polish National Health Fund
International students may purchase insurance from the Polish National Health Fund (Narodowy Fundusz Zdrowia – NFZ) by signing an agreement with NFZ.
The student pays the contributions. The monthly cost of such insurance for students is around 55,80 PLN (13 EUR).
Foreigners insured in NFZ are treated equally to Polish citizens and have the same access to health care benefits and the financing of these benefits.
Please note:
You are only covered by health insurance on the date specified in your contract with the NFZ. You must be in Poland to sign such a contract.
You should purchase a commercial health insurance before your arrival in Warsaw.
The insurance ends on the contract’s termination date or in the month when you fail to pay the contribution.
The steps to obtain insurance in the Polish National Health Fund (Narodowy Fundusz Zdrowia – NFZ):
1. Collect the necessary documents:
- 2 copies of the application form (printed, filled in & signed)
- your passport with a current visa or residence permit
- your student ID card
- the confirmation of your student status
- a document confirming that you are a resident in Poland (eg. dorm certificate, residence card, rental agreement, etc.)
2. Sign up an agreement with NFZ. The address is: Chałubińskiego 8
3. Register this agreement in any ZUS (The Social Insurance Institution – “Zakład Ubezpieczeń Społecznych") branch.
Only this step confirms the application for health insurance in the National Health Fund.
ZUS provides the account number to which the student must pay monthly contributions.
The confirmation of the insurance is the ZUS ZZA form (with the insurance code 24 10 XX) and proof of payment of the last contribution.
The contributions must be paid by the 20th of each month.
It is possible to pay for a longer period of time in advance e.g. for 3 or 6 months.
The ZUS ZZA form can be printed and delivered in person or sent by post to the appropriate ZUS branch or inspectorate.
4. Deliver proof of your health insurance to the Dean’s Office - English Division (room 616 in the Rector's Building)