Information for students with Polish citizenship or the Polish Card holders.
International students must have health insurance coverage while studying in Poland.
You need to have either of these documents to prove it:
- commercial health insurance
- contract or a confirmation from the Polish National Health Fund (in Polish: NFZ – Narodowy Fundusz Zdrowia)
- the European Health Insurance Card – EHIC (in polish: EKUZ – Europejska Karta Ubezpieczenia Zdrowotnego)
EU or EFTA Citizens
Your health isurance from your home-country is valid in Poland. You just need to apply for the European Health Insurance Card before you come to Warsaw.
When you arrive in Poland, you should choose a family doctor at a clinic that has a contract with the Polish National Health Fund (Narodowy Fundusz Zdrowia – NFZ). You will be entitled to free health services, but this does not include preventive health care (e.g. vaccinations). You should complete the required vaccinations before arriving in Poland.
Follow this link to find out more about treatment of EU/EFTA Citizens
Non-EU Citizens
Commercial health insurance
1. If you apply for D- type national visa, you must purchase adequate health insurance.
It is medical travel insurance whose coverage amounts to not less than EUR 30,000, and covering all expenses that may arise in connection with the need to return for medical reasons, a medical emergency, urgent hospitalisation or death, or medical insurance within the meaning of Polish regulations on health care benefits financed out of public funds.
Information about this insurance can be found on the consulate’s website in the visa requirements section.
If the health insurance policy is in another language than Polish or English, a sworn translation of this document must be provided.
2. Similar insurance can be obtained by those applying for a Temporary Residence Permit.
Insurance in the Polish National Health Fund
International students may purchase insurance from the Polish National Health Fund (Narodowy Fundusz Zdrowia – NFZ) by signing an agreement with NFZ.
The student pays the contributions. The monthly cost of such insurance for students is around 55,80 PLN (13 EUR).
Foreigners insured in NFZ are treated equally to Polish citizens and have the same access to health care benefits and the financing of these benefits.
Please note:
You are only covered by health insurance on the date specified in your contract with the NFZ. You must be in Poland to sign such a contract. You should purchase a commercial health insurance before your arrival in Warsaw.
The insurance ends on the contract’s termination date or in the month when you fail to pay the contribution.
The steps to obtain insurance in the Polish National Health Fund (Narodowy Fundusz Zdrowia – NFZ):
1. Sign up an agreement with NFZ
2. Register this agreement in any ZUS (The Social Insurance Institution – “Zakład Ubezpieczeń Społecznych") branch.
Only this step confirms the application for health insurance in the National Health Fund.
ZUS provides the account number to which the student must pay monthly contributions.
The confirmation of the insurance is the ZUS ZZA form and proof of payment of the last contribution.
3. Deliver proof of your health insurance to the Dean’s Office - English Division (room 616 in the Rector's Building)